Total and Permanent Disability (TPD)
TPD cover pays a lump sum benefit that can assist you, when an unforeseen event strikes, to make the required adjustments to your lifestyle or access a decent rehabilitation centre if you suffer a total or permanent disability.
A case study
Pierce was injured at work in his lower back/lumbar spine. He made attempts to return to his job but was completely unable to work. The insurer accepted his claim and paid Pierce just under $500,000 which meant he was able to pay off medical bills and get on the road to recovery with peace of mind.